10 Best Payment Plugins for WooCommerce (Free)

Factors to consider when choosing a payment plugin for WooCommerce

The following are the various factors you should consider before choosing a payment plugin.

1. Payment Gateway

The first and foremost thing you should consider when choosing a payment plugin is the payment gateway it provides. There are several payment gateways available for WooCommerce, but you should choose a secure and popular one like Stripe, PayPal, etc. 

Make sure your plugin offers a secure payment gateway for your WooCommerce store.

2. Security

You don’t wanna screw up your customers’ shopping experience with less secure and risky payment plugins. Online fraudsters target eCommerce store sites for financial fraud. It will result in a loss of money from your customers and a loss of reputation for your business. 

Always go through the security features provided by the plugin. The more secure the plugin is, the fewer chances of financial fraud in your store.

3. Update

Another major thing you should consider is whether the plugin developers offer regular updates. Regular updates and detailed changelog improvements show that plugin developers are improving security and preventing risks. 

Go through the update history and changelogs of the plugins to make sure the plugin is up to date.

4. Availability 

Ensure the payment methods provided by the plugin are available for your customers. Most payment gateways have country-specific restrictions, so if you select a payment method that isn’t available in your customer’s country, it will be of no use.

You should choose a payment method that is commonly accepted in your customers’ countries.

5. Processing time

When choosing a payment plugin, it is important to consider the payment processing time. Slow payment processing and multiple checkout pages will result in cart abandonment. You need to ensure a faster checkout process for your WooCommerce store.

We have done the legwork and shortlisted the best payment plugins for WooCommerce.

10 Best Payment Plugins for WooCommerce

Following are the best payment plugins for WooCommerce.

1. Stripe Payment Plugin for WooCommerce

This freemium plugin allows you to integrate the Stripe payment gateway with WooCommerce. The plugin enables WooCommerce stripe checkout on your store website. It will add a dedicated stripe-hosted checkout page for your WooCommerce payments. This will ensure a layer of security for your store.

The plugin offers a hassle-free checkout experience on your WooCommerce store. It lets you accept all major debit/credit cards. It also allows you to add multiple payment methods to your website, including Apple Pay, Google Pay, Alipay, SEPA Pay, WeChat, AfterPay, Sofort, iDEAL, and more.

Refer to this article to learn more about setting up local payment gateways in WooCommerce using Stripe.

The plugin follows the Strong Customer Authentication (SCA) rules and employs 3D Secure for card payments for ensuring maximum security for your store transactions. There is a premium version of the plugin that supports subscription-based payments and other recurring payments on your WooCommerce store.

Major features of the plugin:

• Stripe hosted checkout page
• Supports all major debit/credit cards
• Provides multiple payment options
• SCA-ready and 3D secure
• Supports full and partial refunds

Download the WooCommerce Stripe plugin for free.

2. WebToffee PayPal Express Checkout Payment Gateway for WooCommerce

This WooCommerce PayPal plugin helps you add the PayPal payment gateway to your WooCommerce store site. It lets you enable PayPal express checkout/ PayPal smart checkout options on your WooCommerce store. 

Your customers can choose from different payment options for completing a transaction on your store site. The plugin lets you accept payments from credit/debit cards, PayPal Credit, and PayPal pay later options. 

Your customers will be able to make payments using the preferred payment methods in their country/region using PayPal smart checkout options. The plugin also offers an express checkout option from the product page itself, ensuring a faster checkout for your customers.

Also Read: 5 Best WordPress PayPal Plugins for Faster Checkout (Free)

Major features of the plugin:

• PayPal express checkout
• Add country-based payment methods
• Buy now pay later options
• Full and partial refunds

Download the WooCommerce PayPal payment gateway plugin for free.

3. ELEX Authorize.net Payment Gateway for WooCommerce

The ELEX Authorize.net Payment Gateway for WooCommerce plugin offers seamless integration of the Authorize.net payment gateway with your WooCommerce store. Authorize.net is a trusted and widely used payment gateway known for its powerful security features and reliability.

With this plugin, you can provide your customers with a secure and convenient checkout experience, accepting payments through credit and debit cards. The plugin ensures that sensitive payment information is encrypted and transmitted securely, safeguarding your customers’ financial data.

Major features of the plugin:

• Secure Payment Processing
• Accept Major Credit Cards
• Easy eCheck Payments
• Real-time Transaction Processing
• Transaction Reporting

Download the ELEX Authorize.net Payment Gateway for WooCommerce plugin for free.

4. ELEX Amazon Payments Gateway for WooCommerce

The ELEX Amazon Payments Gateway for WooCommerce plugin enables you to integrate the Amazon Payments Gateway with your WooCommerce store, offering your customers a familiar and convenient checkout experience. By allowing customers to make payments using their Amazon accounts, this plugin helps enhance trust and streamline the payment process.

With Amazon Payments, customers can complete transactions quickly and securely without having to enter their payment and shipping information manually. This not only reduces friction during the checkout process but also increases conversion rates and reduces cart abandonment.

Major features of the plugin:

• Amazon Checkout Integration
• One-Click Checkout
• Trusted Payment Option
• Secure Transactions
• Customization Options

Download the ELEX Amazon Payments Gateway for WooCommerce plugin for free.

5. Mollie Payments for WooCommerce

This is an all-in-one payment plugin for your WooCommerce store. It lets you add major payment methods to your WooCommerce store. You can accept all major credit/debit cards on your WooCommerce store. You can also integrate multiple local payment methods into your site.

The plugin lets you add various payment methods like Apple Pay, iDEAL, Bancontact, ING Home’Pay, Giropay, EPS, Przelewy24, SOFORT, Belfius, KBC/CBC, SEPA, and more. You can also add international payment methods such as PayPal and Paysafecard. 

The plugin also provides buy now and pay later options for your customers with Klarna Pay Later and Klarna Slice It. You can keep track of all your WooCommerce payments with the Mollie dashboard.

Major features of the plugin:

• Accepts all major debit and credit cards
• Supports local payment methods
• Supports international payment methods
• Provides buy now pay later options

Download the Mollie payments plugin for free.

6. WpDepositly

WpDepositly is a WooCommerce partial payment plugin by MagePeople that allows you to add a partial payment or installment feature to the WordPress store for free.

With its features, customers can pay an upfront advanced price in a fixed amount or percentage. A deposit can also be forced. You can make payments for bookings and other products, which works well with WooCommerce Bookings. This adaptability is excellent for various purchases, from digital subscriptions and apps to online shopping.

WpDepositly can mitigate financial hardship with minimal payment. It permits people to pay as much debt as possible with the understanding that creditors will take a lower payment for a set time. 

Businesses get a consistent stream of revenue, and customers get a more flexible repayment plan. By outlining precise terms in advance, including quantities, deadlines, and any relevant fees, you can guarantee a smooth transaction for all parties involved.

You may also streamline your booking confirmation to let clients pay any amount on the checkout page. It supports all WooCommerce payment methods, increasing its versatility. It is considered one of the best partial payment plugins because of its adaptability, simplicity of integration, and robust support system. The pro feature of WpDepositly offers some nifty advanced options.

Main Features of WpDepositly

• Flexible payment options in percentage or fixed amount
• Supports all WooCommerce payment methods
• Offers customization
• Automatic email reminders for payments in the pro plugin

Download WooCommerce Deposits & Partial Payment Solution, or WpDepositly for free.

7. Payment Plans for WooCoomerce

Facilitating seamless transactions is paramount for any successful e-commerce business. A well-rounded, customer-centric approach must offer various payment options and easy checkout processes. To achieve this, you can integrate a Payment Plans WC plugin to enhance the shopping experience significantly. This plugin allows customers to break down their overall payment into smaller, more manageable installments, reducing the upfront cost burden. 

Additionally, it will help attract a broader customer base, encourage larger purchases, and improve overall customer loyalty. By doing this, you’re not only selling products but also providing financial flexibility, which will take your eCommerce business to the next level.

Major features of the plugin:

• Secure and Automated Payments
• Various Methods of Payment
• Timelines for Payment
• Notifications of Automatic Email Renewals
• Pages with Mixed Products
• Rebilling automatically in case of late installment payments
• Cart and Checkout User Interface

Get Payment Plans for WooCoomerce.

8. WooSquare Plus

You can easily and quickly synchronize your products and categories between Square and WooCommerce using WooSquare Plus. Those who prefer to use Google Pay at checkout will be relieved to learn that APIExperts’ Square for WooCommerce is fully compatible.

This plugin enables your Square account to accept payments via Cash App, Afterpay, Google Pay, Apple Pay, and ACH (Automated Clearing House), which means you don’t have to accept physical checks, use a credit card processing service, accept wire transfers, or transactions in cash.

Connecting your Square account with WooSquare Plus requires only one click, enabling you to accept one-time and recurring payments conveniently. Similarly, several variations may be used to synchronize variable or fundamental products with global attributes manually. Using the plugin’s express checkout function, available immediately from the product page, you may expedite the checkout process for your customers.

Major features of the plugin:

• Square Gift Card Pay
• Save cards on file
• Compatibility With Woocommerce Pre-Orders Extension
• Using Sandbox API Support, test Square transactions
• Transaction Notes

Get WooSquare Plus.

9. Bayna – WooCommerce Deposits Plugin

Deposits & Partial Payments for WooCommerce – Bayna enables adding partial payment or installment features to your WooCommerce store. It allows customers to pay an upfront advanced price in a fixed amount or percentage and can help mitigate financial hardship with minimal payments. The plugin supports all WooCommerce payment methods and is known for its adaptability and robust support system.
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Features

• Flexible payment options are available in percentage or fixed amount
• Compatible with most WooCommerce payment gateways
• Offers payment plans for deposits
• Cart-based deposit, also known as checkout mode, is supported
• Conditional login for deposit option
• Customizable email templates with translation support
• Deposit option based on customer roles

10. WooCommerce Payments

This is one of the most popular payment plugins available in the WordPress plugin library. The main advantage of using this plugin is that it is developed by the same team as WooCommerce. So it offers seamless integration with your WooCommerce store. 

The plugin is exclusively designed for WooCommerce stores and offers secure options for accepting payments via debit cards and credit cards. It adds an integrated payment dashboard to your WooCommerce store. 

You can easily view the details of payments, refunds, and other transactions. It lets you respond to disputes and chargebacks. You can also track deposits into your bank account. 

Major features of the plugin:

• Regular updates
• Easy integration with WooCommerce
• Payment dashboard to WooCommerce
• Accepts all major debit and credit cards

Download the WooCommerce Payment plugin for free.

Wrapping up

Choosing the right payment plugins for your WooCommece store can be a tedious task. Therefore, we have narrowed down the top WooCommerce payment plugins. 

Hopefully, this article will help you find the right payment plugin for your WooCommerce store. 

Which plugin from this list is most useful to you? Let us know in the comments.